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Curbing insurance fraud in Maryland

Published on Mar 29, 2016 at 3:27 pm in General Blogs.

According to the National Insurance Crime Bureau workers’ compensation fraud is almost $7.2 million per year. Therefore, insurance companies are looking to take steps to prevent fraud before it happens. Two tactics that insurance companies may use in the future are social media and surveillance of a claimant. While there may be higher upfront costs related to monitoring someone who may be committing fraud, it could cut down on costs later on.

Looking for signs of a fraudulent insurance claim can make it easier to determine who may be attempting to commit a crime and catch that person in the act. One sign of fraud are claims being made on Monday morning for injuries that allegedly occurred the previous week. If there are no witnesses to the injury or conflicting reports of what caused it emerge, that could also increase the odds that a claim is fraudulent.

OSHA regulations regarding recordable injuries

Published on Mar 3, 2016 at 5:25 pm in Workers Compensation.

Employers in Maryland face potentially severe penalties if they run afoul of workplace safety regulations, and checking records for accuracy is often among the first steps taken by OSHA inspectors. Employers hoping to avoid fines or other sanctions must keep track of workplace injuries and illnesses if they are considered recordable under OSHA regulations, but employers are sometimes unclear about the line of demarcation.

Sometimes, OSHA guidelines make it very clear that a workplace injury or illness is recordable. Employers must keep records when workers are killed, forced to take time off work or injured badly enough to be reassigned. Injuries must also be recorded when workers lose consciousness for any period of time or require medical treatment beyond what would be considered first aid. Employers must also keep records when a physician or other medical professional diagnoses a serious injury or condition even if none of these conditions apply.

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