Many Maryland employees are eligible to receive workers' compensation benefits. However, there are circumstances where an individual may not be eligible for such benefits. Since many people in Maryland work for the federal government, it should be noted that a federal employee who is injured on-the-job is covered under the federal workers' compensation program.
For those not employed by the federal government, every state, including Maryland, has its own workers' compensation insurance program. Benefits can be received regardless of whether the injury was the fault of the employee or the employer -- except under certain conditions. If it is determined that an employee was under the influence of alcohol or drugs, that an injury was self-inflicted or that the employee was in violation of company policy or the law at the time he or she suffered the injury, benefits may be denied. Of course, only injuries that occurred while on the job are covered.